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Publications

Discover thought leadership and legal insights by our legal experts from across CMS. In our Expert Guides, written by CMS lawyers from across the jurisdictions where we operate, we provide you with in-depth legal research and insights that can be read both online and offline. You can also find Law-Now articles with focused legal analysis, commentary and insights to help you anticipate future challenges and much more.



Expertise
13/02/2024
2024 FinTech Predictions and Themes
This was article was first published in February 2024 in DIGIT News. While the economic landscape in 2023 remained challenging, 2024 will bring its own set of challenges and defining developments. Our...
30/10/2023
InDebt
Welcome to InDebt, our knowledge hub of legal insights focusing on the global debt markets.   The recent evolution of the lending market has involved significant regulatory change and has led to greater competition in the supply of debt funding. While current geopolitical and macroeconomic challenges continue to press borrowers, all market participants will want stay up to date with key developments and issues as they arise.   InDebt aims to help navigate these challenges, providing practical insights to the topical issues, regulatory updates and case law affecting all stakeholders. Content will be regularly updated. If there is a topic you’d like to discuss further, please do get in touch.
30/10/2023
FinTech and Tech Finance
Financial technology and tech­no­logy-en­abled finance are rapidly transforming the financial services sector. This section contains articles examining key developments in fintech and embedded finance, and exploring how technology is disrupting business models across banking, investments, lending and insurance. We provide valuable insights on the technologies reshaping finance and the legal challenges for both fintech startups and incumbent institutions embracing innovation.
31/03/2023
Revenue based financing and responsible lending
This article was first published in the March 2023 edition of the Butterworths Journal of International Banking and Financial Law. Fiona Henderson and Laura Collins discuss what steps revenue-based financing...
07/02/2023
E-money and e-money accounts – a guide for lenders
The development of the fintech sector over the last ten years has transformed payment systems with more individuals and businesses moving away from cash payments to using electronic money (“e-money”)...
30/12/2022
Embedded finance: market challenges and market changes
This article was first published in the December 2022 edition of the Butterworths Journal of International Banking and Financial Law. Laura Collins and Fiona Henderson dis­cuss ex­pec­ted market challenges...
30/09/2022
Embedded finance: key considerations for funders of platform borrowers
This article was first published in the September 2022 edition of the Butterworths Journal of International Banking and Financial Law. Fiona Henderson and Laura Collins looks at embedded finance from...
31/12/2020
Embedded finance
This article was first published in the December 2020 edition of the Butterworths Journal of International Banking and Financial Law. Charles Kerrigan considers how personalisation and process underpin...
30/09/2020
The benefits of revenue-based lending
This article was first published in the September 2020 edition of the Butterworths Journal of International Banking and Financial Law. Charles Kerrigan considers the revenue-based lending model and how...