Publications

Data-driven insights into class action risk across Europe

February 2024

Assisting companies scale their digital therapeutics (DTx) internationally

We are pleased to share with you the 2024 edition of the European M&A Outlook, published by CMS in association with Mergermarket.

Data-driven insights into class action risk across Europe, a key concern for major corporates

A warm welcome... ... to the fourth edition of the GDPR Enforcement Tracker Report – the anniversary edition celebrating five years of GDPR. In the five years since the GDPR became applicable its powerful framework for imposing fines has certainly helped to raise awareness and encourage compliance efforts – just as the European legislator intended. At the same time, the risk of fines of up to EUR 20 million or 4% of a company’s global annual turnover can also lead to fear and reluctance or ignorance about compliance issues. We still believe that facts are better than fear. This is why we continuously update our list of publicly known fines in the GDPR  Enforcement Tracker and started the GDPR Enforcement Tracker Report as an annual deep dive approach to provide you with more insights into the world of GDPR fines. As in the three previous editions, the GDPR Enforcement Tracker Report starts with the Executive Summary (also available as a PDF version), followed by the “Numbers and Figures” section and the “Enforcement Insights per business sector” (also including the overarching employment category. The “Enforcement Insights per country” provide background on the specific enforcement framework under national law. Some remarks on our methodology can be found at the very end of the report.

Big Data, artificial intelligence, blockchain solutions, along with the innovative use of web platforms and mobile technology have brought distinct advantages to the insurance sector. However, to fully take advantage of these advances in technology market participants must adapt to the shifting regulatory environment. CMS Insurance Group’s InsurTech Expert Guide intends to shed light on the outstanding opportunities that stem from the current rules on insurance distribution and digitalisation technologies. The publication has also been designed to help traditional insurance and InsurTech companies prepare for future regulations. Our Expert Guide cov­ers:Bel­gi­um­FranceIta­lyPo­r­tugalUkraineUnited KingdomThe NetherlandsSpain

The Financial Services (FS) sector is a leader in protecting its tech infrastructure, reflecting the high degree of scrutiny from regulators. FS firms are at a tipping point, with large incumbents eying smaller firms and fintechs for their IP and skills to remain competitive while considering upgrades to legacy systems. Simultaneously, regulation is changing to reflect new and emerging technologies and threats. This report is a deep dive into data first produced for the re­port Tech­no­logy Transformation: Managing Risks in a Changing Landscape. This saw over 500 people surveyed from multiple industries across the world. Here we look in detail at the 85 respondents from the FS sector, and their perspectives on the risks associated with busi­ness-crit­ic­al technologies, including emerging technologies. This sector is more highly regulated than most of the other sectors surveyed, with many historical tech disputes relating to regulation. But the focus of regulation is shifting, and so are the risks affecting this sector. Download the Technology Transformation Financial Services report now to read about:Drivers of technology adoption in the financial services sectorNew risks emerging and traditional barriers to risk man­age­ment­Cur­rent technology risks in the financial services sectorFuture risks, including AI and crypto­cur­ren­cies, and measures to deal with themPreferred approaches to technology dispute resolution for the financial services sector

We are pleased to share with you the 2023 edition of the European M&A Outlook published by CMS in association with Mergermarket.

Data driven insights into  class action risk across Europe, a key concern for major corporates

In the insurance market, the best protection is experience. Navigating the legal complexities of the global insurance market takes proven insight. At CMS, many of our insurance specialists have come from...