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Raquel García Lobato

Associate
Lawyer

Contact
CMS Albiñana & Suárez de Lezo
Paseo de Recoletos 7–9
28004 Madrid
Spain
Languages English, Spanish, French

Raquel García Lobato is an Associate lawyer in the area of Financial Regulations, within the Financial Markets & Services department at CMS Albiñana & Suárez de Lezo. Prior to joining CMS, she worked in the legal and regulatory practice of one of the Big Four consulting firms.

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Relevant experience

She is vastly experienced in regulatory, banking and securities market matters, advising mainly credit institutions, investment firms and management companies in proceedings before different supervisory authorities in a diverse range of procedures, such as authorisation, cross-border activity, information requests or inspection and sanctioning proceedings, among others.

She has advised on a wide variety of matters, such as MiFID/MiFIR, CRD/CRR, IFD/IFR, PRIIPs, UCITS, AIFMD or MiCA.

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Publications

  • She regularly writes articles on financial regulation for general media and specialised publications.
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Education

  • 2021 – CESCOM® Compliance Certification, ASCOM – Asociación Española de Compliance, Madrid (Spain).
  • 2021 – International Certified Compliance Professional, IFCA - International Federation of Compliance Associations, Madrid (Spain).
  • 2016 – Master’s Degree in Access to the Legal Profession, Universidad Autónoma de Madrid, Madrid (Spain).
  • 2015 – Graduate of Law and Economics, Universidad Carlos III de Madrid, Madrid (Spain).
  • 2014 – Graduate of Law, Université Paris Nanterre, Paris (France).
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Feed

21/05/2024
Digital Operational Resilience Act (DORA): Impact on the funds sector
The Digital Operational Resilience Act (DORA) is a transformative force in the funds sector, reshaping the relationships between financial entities, financial markets and ICT providers to achieve greater digital resilience. 2024 stands as a pivotal year for DORA’s implementation since the Act will come into effect in January 2025. Our CMS Funds experts are sharing insights on the challenges and key components of this transformation in our upcoming video series, covering the following key components:
02/02/2024
DORA obligations apply to different payment operators and processors in...
Royal Decree-Law 8/2023 applies certain obligations of DORA Regulation to payment system operators, payment scheme operators, electronic payment arrangement operators, payment processors and other technological...
01/02/2024
DORA obligations apply to different payment operators and processors in...
Royal Decree-Law 8/2023 applies certain obligations of DORA Regulation to payment system operators, payment scheme operators, electronic payment arrangement operators, payment processors and other technological...
05/01/2024
Private placement rules and law in Spain
1. Summary of private placement provisions for fund interests (if applicable) Spanish law distinguishes between open-ended or closed-ended collective investment institutions (“OECII” and “CECII”...
05/01/2024
AIFM passporting in Spain
The AIFMD was transposed mainly into Spanish law by means of Law 22/2014 of 12 November on venture capital entities, other closed ended collective investment schemes and their management companies (“LEC­ROSI”)...
02/01/2024
Tackling the misuse of crypto-assets for ML-TF purposes
02.01.2024
29/12/2023
Tackling the misuse of crypto-assets for ML-TF purposes
As a constantly evolving sector, the crypto-assets ecosystem presents continuous challenges, particularly in terms of money laundering and terrorist financing (ML-TF) risks.To tackle the misuse of crypto-assets...
29/12/2023
UCITS passporting in Spain
1. EEA UCITS Schemes The UCITS Directive is transposed into Spanish law mainly by means of Law 35/2003 of 4th November, on CIS (“CIS”) and developed by Royal Decree 1082/2012, of 13 July, approving...
20/10/2023
Spain: New legislative developments of the Directive for servicers and...
On 29 September 2023, the Commission Implementing Regulation (EU) 2023/2083 of 26 September 2023 was published in the Official Journal of the European Union, laying down implementing technical standards...
19/10/2023
New legislative developments of the Directive for servicers and NPLs: information...
On 29 September 2023, the Commission Implementing Regulation (EU) 2023/2083 of 26 September 2023 was published in the Official Journal of the European Union, laying down implementing technical standards...
20/07/2023
CNMV approves new restrictive measures on CFDs in Spain
The Official State Gazette published, on 14 July 2023, the Resolution of 11 July 2023 of the Spanish National Securities Market Commission (‘CNMV’) on product intervention measures relating to financial...
19/07/2023
CNMV approves new restrictive measures on CFDs in Spain
The Official State Gazette published, on 14 July 2023, the Resolution of 11 July 2023 of the Spanish National Securities Market Commission (‘CNMV’) on product intervention measures relating to financial...